When considering your children's inheritance, a good question to ask is "What do we want the money to say?"  Belongings don't have to be divided equally or immediately.  Lifestyle choices, needs and other factors can enter the picture.  But once decided, it's important to tell your adult children about your inheritance objectives (not necessarily the amounts) and how you've set up your estate.  It's especially important when doing something out of the ordinary - such as leaving more to one child than the other.

Many people feel they are better money managers than their children.  For these individuals, setting up trusts that pay out the inheritance in increments works best.  That way, if the children are frivolous in spending the first check, they have a second or third chance to do better.

Many individuals want their estate to reflect the values they held during their lifetimes.  For example, if you are faithful in giving to your church or other charity during your lifetime, you may want to make a monetary statement at your death as well.  Some do this by leaving either a percentage or a certain dollar amount to charity.

Whatever you do, be sure to get it done now.  Scripture tells us we are not promised tomorrow.

Consider where your assets would go if you died today.  Is that what you want?  If not, make the change.