The Baptist Foundation of South Carolina offers three simplified individual investment funds which reflect different levels of potential returns and risk exposures.

BFSC EQUITY FUND - This Fund realizes long-term capital appreciation by investing in a portfolio of high quality domestic and international equities and real estate.

BFSC FIXED INCOME FUND - This Fund provides competitive income with long-term growth potential.

BFSC MONEY MARKET FUND - The Short-Term Fixed Fund offers total return and current income along with preservation of capital.

BFSC COMPOSITE INVESTMENT PORTFOLIO - Endowment funds managed by the Foundation are invested in a blended portfolio, consisting of 69% in the Equity Fund and 31% in the Fixed Fund.  This long-term growth strategy provides a disciplined approach designed to provide above-average, long-term growth with a lower degree of variability.

Investment Options

Ministries maintaining agency accounts may choose to invest totally in one of the individual funds or, in consultation with the Foundation, choose a blend of funds based on their individual investment objectives.  The investor chooses whether earnings will be reinvested or dispersed directly to them. 

Investment Timing

Funds to be invested are initially placed in the money market fund until the first business day of the month following the date the funds are received.  Monies are then allocated according to the investment allocation for the account.  (Agency accounts are allocated as prescribed by the owning institution.  Endowment and living trust accounts are allocated according to the Foundation’s model long-term growth asset portfolio.)

All Baptist Foundation of South Carolina investment portfolios are socially restricted, to eliminate issuers whose primary business and preponderance of income is derived from the production and sale of tobacco products, gambling-related products and services, alcoholic consumables, or sexually-oriented publications or materials.