I would like to purchase long-term care insurance but don't know how to begin.

Purchasing long-term care insurance can be a very complicated process, but there are a few basics that you should consider when shopping for it. 

First of all, be sure that you choose a reputable insurance company that has a good chance of being around when you need the insurance, which may not be for another 20 or 30 years.  It could mean a higher premium, but it might be worth it.  Also, take into consideration that your premium may increase in the future, and, if so, whether you could still afford the coverage if this were to happen.

You also want to be sure to review your policy every few years.  For example, there are a lot of options to choose from, from daily rates to treatment choices.  Some of these options might be out of your price range now, but you may be able to add them later.

There are several good companies to choose from when considering long-term care insurance, and your best option may be to find a general agent who offers insurance from several carriers that you can choose from.  Happy shopping!